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Cash vs profit

Whenever a business faces financial difficulty, it is easy to assume that the company simply isn’t profitable. In many cases this is quite true of course, particularly in recent times. But this is not...

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Self-assessment tax – late filing penalties from 2011

There are two important deadlines for filing of your self-assessment tax return. If you are completing a paper return, it must be received by HMRC no later than 31 October. If you are filing online,...

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Ten signs you are skint!

In the midst of all the financial woes the world is facing today, here is a light-hearted run down of ten signs you might be feeling the pinch… 1. Loan sharks start refusing you credit 2. You’re paying...

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Minimum Wage from 1st October 2011

From 1st October 2011 the national minimum wage will increase as follows:- Workers over 21 – £6.08 per hour (was £5.93) Workers aged 18-20 – £4.98 (was £4.92) Workers aged 16-17 – £3.68 (was £3.64)...

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Tax return 2010/11 filing deadline

The deadline for filing of self-assessment tax return forms on paper is 31 October, so at the time of writing there is about three weeks left for 2010/11 paper forms to be completed and sent out. We...

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HMRC Phishing Emails

HMRC have reported an increase in the number of ‘phishing’ emails in recent months. These are emails from scammers who disguise themselves as HMRC, often telling the recipient that they are due a tax...

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Tax Deadline Looming

The deadline for online filing of 2010/11 self assessment tax returns is 31 January 2012. For anyone wishing to file their return on paper, the deadline was 31 October so online is now the way to go in...

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Payday loans – are they worth it?

One of the hottest topics in the financial world at the moment is that of short-term loans and their sky-high interest rates. This should come as no surprise, with money being tight for many people...

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Making Quarterly Payments of PAYE

For any company that employs staff it is necessary to account for PAYE and NIC deductions and to make any payments periodically to HM Revenue & Customs. For many small businesses this represents a...

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Increases in Minimum Wage from October 2012

From 1 October 2012 the national minimum wage will increase as follows:- Workers aged 21 and over – up by 11p to £6.19 per hour 18-20 year olds – unchanged at £4.98 per hour Under 18s – unchanged at...

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